Should i very make use of the money from property Guarantee Financing TB getting one thing?
The entire quantity of a property Collateral Loan TB is good financing when it comes to purpose, and thus there are not any criteria so you can document one purpose therefore the funds from the house Guarantee Financing TB are put at your only discernment. The only real exception to this rule are a position if you utilize the house security financing to repay most other financing in this instance you need to pay-off men and women funds and you will one remaining a portion of the loan can be utilized for purpose.
What’s the difference between the consumer financing TB and the Household equity financing TB ?
The consumer Mortgage TB financing with an intention rate regarding 5.9 % p. good. and you may maturity period maximum. 8 decades,
The home Security Loan TB financing with an interest rates of 2.59 % p. a great. which have 12 months obsession and maturity twenty years.
May i pay our home Collateral Mortgage TB very early?
Yes, our home Security Financing TB is paid early, even as opposed to a fee, towards the go out of one’s avoid of the fixed-desire period. A client may also give an extraordinary deposit once a year around the fresh 20 % of the financing dominating clear of any charges. Along with these selection, the expense off very early installment cannot surpass step one % of early paid amount into the houses financing.
What criteria would I must meet basically want to just take a house Security Mortgage TB ?
- minimum many years 18 ages,
- documentation off most recent net monthly money out-of 500 EUR or maybe more,
- mortgage doing the maximum amount of 80 % of the bound possessions,
- restrict fees ages of 2 decades,
- a solution to play with the main mortgage to blow fees (mortgage fee and making sure professional analysis of your own flat compliment of Tatra banka),
- pledging of casing assets since cover.
Could there be one insurance rates available basically have always been not able to pay-off our home Equity Financing TB ?
Sure, you will find. In the cooperation into UNIQA insurance carrier you could program the brand new adopting the through phone service Dialog Live or in Tatra banka part:
- insurance policies of ability to pay back a loan, that’ll give you confidence in case of unexpected events you to definitely commonly stop you from carried on to settle the loan,
- property insurance policies as you are able to program based on your needs.
Which are the fixed interest rate options of the house Equity Financing TB ?
A choice of a predetermined interest rate can be acquired for one, 2, 3, 5, 7 and you will 10 years or the entire financing installment months.
At least a few months before prevent of one’s repaired attract price several months we’ll get in touch with your on paper and enable you to understand the the fresh new interest as well as the the newest fixed interest months. You can pick, if or not your:
- undertake the newest interest rate while the repaired-speed months,
- undertake the deal to increase otherwise shorten new fixed-price months and also the associated interest rate.
How come new visit loans Howard during the Tatra banka just do it whenever drawing the fresh mortgage? What goes on at the first conference?
Visit ‘s the starting point to obtain the financing. Plan a date to suit your meeting via Dialogue Alive *1100. Our very own home loan lenders is actually borrowing experts. You will observe regarding done offer regarding financing circumstances on the initial meeting and it will be your decision to mix the financing for your new home, auto loan, bungalow or assets refurbishment.